Best in Digital gold vs SGB vs ETF vs Physical Gold?

How to Invest in gold in India (online): Digital gold investment vs SGB vs ETF vs Physical Gold?

How to Invest in Gold in India There are several benefits to buying digital gold rather than actual gold. When it comes to determining the greatest form of gold investment, however, digital gold investment is not the best option available. There is a way to double the returns on your gold investment and a secret …

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What is the Multi Commodity Exchange (MCX)?

What is the Multi Commodity Exchange (MCX)?

The Multi Commodities Exchange of India (MCXI) is a government-owned commodity exchange in India. It is under the control of the Indian government’s Ministry of Finance. The NSE and BSE are stock exchanges for trading stocks, whereas the MCX is a commodities derivatives market. Get FREE Demat account (₹0 AMC Lifetime) Metals such as aluminium, …

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Price Elasticity

Price Elasticity

The term “price elasticity” describes the relationship between demand and the cost of a product or service. One may say that the demand for a certain good or service is price inelastic if the degree to which the demand changes in response to changes in the price does not change significantly. Example: milk, fuel, rice. …

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Unlimited Company

Unlimited Company

The proprietors of an unlimited corporation may be held entirely accountable for the company’s debt. On the other hand, with a limited business, the owners’ strict liability is restricted to a certain extent. For instance, if firm X is an unlimited corporation and it declares bankruptcy with a debt of Rs 10 cr, the owners …

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Pairs Trade

Pairs Trade

The stocks of many different companies have a tendency to react in the same way in the markets. It’s possible that this is due to the fact that they work in the same field, however this isn’t always the case. Pairs trades are trading techniques that take use of this trait to generate profits. Get …

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Operating lease

Operating lease

In the case of an operating lease, the lessor retains ownership of the items rented out to the lessee (owner of the goods). In exchange for regular payments, the owner of the products gives to a third party the privilege of making use of the items. However, since there is no transfer of title throughout …

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MCLR Rates

MCLR Rates

The marginal cost of funds-based lending rate, often known as the MCLR, is the minimum interest rate below which financial institutions are not permitted to lend at, with the exception of certain special circumstances. The base rate mechanism was superseded by MCLR, which the RBI implemented in 2016.

Overdraft

Overdraft

With an overdraft option, you are able to withdraw more money from your bank account than you currently have available. In exchange for loans, banks will often charge a certain rate of interest. Your ability to borrow money is subject to a limit that has been established in advance, and this limit is different for …

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What is NEFT? National Electronic Funds Transfer

What is NEFT?

The Reserve Bank of India maintains an electronic funds transfer system known as National Electronic Funds Transfer. NEFT allows bank clients in India to send electronic messages to transfer funds between any two NEFT-enabled bank accounts on a one-to-one basis. Throughout the day, NEFT payments are separated into batches. Get FREE Demat account (₹0 AMC …

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15-20% returns in India

What is the best investment plan to get 15-20% returns in India?

The best investment plan to get 15-20% returns in India would be to invest in a diversified portfolio of stocks and mutual funds. This would provide the investor with exposure to a variety of different companies and sectors, and the potential for higher returns. Additionally, the investor should consider investing in a mix of both …

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Barter

Barter

The agreement known as barter consisted of swapping one product for another of equal or greater value. As an example, we could swap one kilogramme of Apple for two kilogrammes of Potatoes. There was no exchange of monetary value. This system had a few of flaws, the first of which was that there was no standard …

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Prepayment

Prepayment

Prepayment refers to the act of paying debts prior to the day on which they are due. For illustration’s sake, let’s say Deepak had a loan with a due date of 2024, but he paid it off in 2022. This would be an example of prepayment. One advantage is the reduction in amount of interest …

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What is Russell 3000?

What is Russell 3000?

Russell 3000 is a market capitalization-weighted equity index. It measures the performance of the 3,000 biggest publicly traded companies in the United States, which account for about 98 percent of all US incorporated stocks. Large Cap stocks in this index tend to drive the index’s performance, which is a restriction in reflecting the US stock …

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What is the Marginal Cost of Funds based Lending Rate (MCLR) means?

What is the Marginal Cost of Funds based Lending Rate (MCLR)?

MCLR is the minimum lending rate at which a bank is not authorised to lend. Prior to MCLR, there existed the Base Rate Policy, which had some transparency issues and direct change of interest rate to Repo Rate (The rate at which RBI lends to commercial banks). The MCLR is a bank’s internal reference rate used to …

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What is an Audit?

What is an Audit?

An audit is when an auditor examines or inspects several books of accounts. Following that, a physical inspection of inventory is performed to ensure that all departments are using a defined method for documenting transactions. It is carried out to determine the accuracy of the organization’s financial accounts. Get FREE Demat account (₹0 AMC Lifetime) …

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What is High-Frequency Trading (HFT)?

What is High-Frequency Trading (HFT)?

High-Frequency Trading is a type of trading in which sophisticated computer algorithms are used to execute a high number of transaction orders in fractions of a second. To evaluate various markets and execute orders based on market circumstances, a sophisticated algorithm is built. HFT companies have a higher order-to-trade ratio and a higher turnover rate …

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What is Side Pocketing?

What is Side Pocketing?

Side pocketing is a strategy used to protect investors in instruments that have risky asset exposure. In a debt portfolio, it is an accounting approach for separating illiquid (riskier) investments from liquid and high-quality investments. When a bond owned in the fund receives a rating drop, the fund houses move the illiquid asset to a …

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What is Bullion?

What is Bullion?

Bullion is gold or silver in the form of bars, ingots, and coins that is officially recognised as 99.5 percent to 99.9 percent pure. Governments and central banks usually keep bullion as a reserve asset. Bullion is also known as “parted bullion,” whereas “unparted bullion” refers to bullion that comprises more than one type of metal. …

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What is Forex?

What is Forex?

The trade of one currency for another is known as foreign exchange (forex or FX). One can, for example, exchange the US dollar for the Indian rupee. The foreign exchange market, often known as the forex market, is where foreign exchange transactions can be made. The FX market is the largest and highly liquid financial market …

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What is Bottom Line?

What is Bottom Line?

The bottom line is the company’s ‘net profit,’ which appears at the bottom of its income statement. It is measured after all costs and related expenditures have been deducted from the revenue. The bottom line of a company will improve if it generates more sales while still cutting costs and expenditures. Get FREE Demat account …

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What is Volume?

What is Volume?

In share trading, volume refers to the total number of shares traded between buyers and sellers in a given day. When a company’s shares are actively traded, the amounts are usually larger than when the shares are traded relatively rarely. All types of securities, including shares, bonds, future and option contracts, commodities, and more, can …

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What is Appreciation?

What is Appreciation?

An rise in the value of an asset over time is referred to as appreciation. It is said to have appreciated if the asset’s market value has increased over time from the price you paid for it. Any investable asset, including real estate, bonds, stocks, currencies, and currencies, may appreciate. Get FREE Demat account (₹0 …

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What are B2B and B2C?

What are B2B and B2C?

Business-to-business is abbreviated as B2B. B2B companies offer their goods and services to other companies. IndiaMART and Alibaba are examples of B2B companies. Business-to-consumer is the abbreviation for business-to-consumer. Businesses that market directly to customers are known as B2C. Get FREE Demat account (₹0 AMC Lifetime) Amazon and Flipkart are examples of B2C companies.

What is ESG?

What is ESG?

ESG is a set of criteria for determining whether an organisation is environmentally and socially oriented, as well as having principles of good governance within the company. Many people assume that ESG investments have a better chance of surviving in the long run because of their responsible practices. There is no clear cut example of …

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What is Shadow Banking?

What is Shadow Banking?

Non-banking financial intermediaries engage in banking practises (mostly lending) that are referred to as “shadow banking.” These types of banking operations are carried out outside of the conventional banking sector. Intermediaries are not subject to the same regulations as conventional banks. Get FREE Demat account (₹0 AMC Lifetime) Shadow lenders include non-banking financial companies (NBFCs).

What is Topline?

What is Topline?

The total income earned by a corporation, also known as revenue, is referred to as the topline. The topline includes revenue from sales, operations, and all other sources of revenue. It differs from net profit (bottom line), which is determined after all costs, depreciation, taxes, and other expenditures have been deducted from revenue. Get FREE …

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What are Microfinance Institutions (MFIs)?

What are Microfinance Institutions (MFIs)?

Microfinance Institutions MFIs are financial institutions that provide loans to people who has limited access to banking services. Customers who use microfinance include low-income people and self-help organisations, to name a few. Get FREE Demat account (₹0 AMC Lifetime) Annapurna Microfinance, Bandhan Financial Services, and other MFIs are examples.

What is Credit Limit?

What is Credit Limit?

Lenders (most commonly, banks) set a credit limit as the upper limit or maximum amount a borrower can borrow. This is done to discourage borrowers from overborrowing and to help lenders reduce their risk. Credit limits on credit cards are often set depending on a person’s salary and credit score. Get FREE Demat account (₹0 …

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Trinkerr Review- India's first social trading platform

Trinkerr Review- India’s first social trading platform

What is Trinkerr Trinkerr is India’s first social trading platform that allows users to trade in a variety of financial instruments including stocks, commodities, currencies, and more. The platform also allows users to connect with other traders and share information, tips, and strategies. Trinkerr is a unique and innovative way to trade, and is quickly …

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What is Collateral?

What is Collateral?

You must have collateral when taking out a loan. If you fail to repay your loan, the collateral will become the bank’s property. The bank would also attempt to auction the property in order to recoup the money you owe. When you take out a mortgage loan, the house you’re buying serves as insurance. Get …

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What is Digital gold?

What is Digital gold?

Digital gold is a form of gold that can be purchased over the web. Without buying real gold, you can purchase and sell gold at the current market price. Since you are essentially possessing gold online rather than purchasing jewels from a store, there are no charges associated with digital gold such as making charges. …

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What is Corporate Social Responsibility (CSR)?

What is Corporate Social Responsibility (CSR)?

CSR allows corporations to participate in social issues that affect the wider society in which they operate. This can take many forms, including grants, charitable work, environmental work, volunteering, and so on. Companies with a turnover of more than a certain amount are expected to invest 2% of their earnings on CSR operations in India. …

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What is a Sector?

What is a Sector?

The term “sector” refers to a certain business or segment of the economy. There may be many sectors, but the basic categories are generally accepted by most citizens. The banking sector, auto sector, infrastructure sector, pharmaceutical sector, and so on are some of the most widely discussed fields. Get FREE Demat account (₹0 AMC Lifetime) …

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What are AT-1 Bonds?

What are AT-1 Bonds?

Additional Tier-1 bonds, or AT-1 bonds, are bonds issued by banks to supplement their core capital base in order to satisfy Basel-III requirements. They are unsecured bonds for a perpetual tenure. These bonds do not have a maturity date and they have indefinite tenure. Get FREE Demat account (₹0 AMC Lifetime) AT 1 bonds make …

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What is Liability?

What is Liability?

Liability in finance refers to money owed. Assume you take out a loan. Then you must repay the money plus interest within a reasonable period of time. Home loans, car loans, credit card bills, and other EMIs will also be included on the list of liabilities. Get FREE Demat account (₹0 AMC Lifetime) Your liabilities …

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What is a Budget?

What is a Budget?

A budget is a broad term that refers to a plan of income and expenses. Every year, for example, the government announces the country’s budget. A budget can even be for something, such as your own budget, a company’s budget, or even a budget for a specific event, such as a budget for a vacation …

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What is Riskometer?

What is Riskometer?

A riskometer is a graphical representation of the risk level of a mutual fund scheme. A mutual fund scheme’s risk level can be calculated in six phases, according to the latest riskometer introduced by Sebi in 2021: low, low to moderate, moderate, moderately high, high, and very high. Mutual fund companies determine the risk level …

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