Author: ltw

In economics and finance, we often use percentages to measure data from various points in time. Let’s say that in

Everything becomes more costly with time. This is something we are all aware of. This is referred to as inflation.

Futures and options (F&O) are two types of derivatives. What are Derivatives? Financial derivatives are contracts whose value is based

The method of redeeming your mutual fund investment is known as redemption. Your mutual fund units are sold back to

An asset management company (AMC) collects capital from investors and invests it on their behalf in a variety of different

Stimulus refers to monetary or fiscal policies that are used to grow the economy. When a country enters a recession,

A portfolio is a list of investments in the financial sector. It can be used in many contexts. Several of

Alpha is a term used in the financial sector to describe returns that are higher than the index or benchmark.

Holdings in the context of mutual funds apply to the contributions made by the fund. Based on the mutual fund’s

An actively managed fund is an investment fund in which the fund manager makes the decision to purchase or sell

STP is similar to SIP except that it is used to transfer funds from one mutual fund to another. In

CAGR- Compound annual growth rate is what it’s called. What CAGR tells you is the growth rate per annum of

SWP is an acronym for “Systematic Withdrawal Plan.” An SIP is the opposite of SWP. You can set the sum you

Small-cap stocks are those that belong to small businesses. Small-cap firms are those that are smaller than the top 250

Net Asset Value The price of one unit of a mutual fund is known as its net asset value. That

A new fund offer is a means of launching a new mutual fund. An NFO is issued by a mutual

The ease with which you can get your money (in the form of cash) out of an asset is referred

Min SIP Amount is the smallest amount you can spend each month with a SIP. It varies from one mutual

There are two types of mutual funds: direct and regular. As opposed to its direct plan, every mutual fund’s regular

Contra funds are a form of equity mutual fund. They invest in stocks of businesses that are controversial or go

Public Sector Undertaking In India, a PSU is a government-owned company. The central government or the state government owns the

A folio number is a unique number assigned by the mutual fund corporation to each mutual fund investor. The mutual

Everything happens in units in the mutual fund world. When you invest in a mutual fund, Units are what you

Lock-in period applies to the time period from which you are unable to withdraw funds from a mutual fund. The

STCG Tax applies to the tax levied on any equity-related transaction (equity mutual fund or stocks). If an equity mutual

The ups and downs of any investment are referred to as Volatility. If stock ABC fluctuates a lot (in terms

AUM stands for Asset under management It simply refers to the entire amount of money that a manager is in charge

There are funds that put their money into a certain business or market. Unlike other equity funds, which invest in

A multi-cap fund invests in stocks of all sorts, including large, mid, and small-cap companies. Multi-cap funds are required to

Demat is the abbreviation for “dematerialized account.” It is a way of holding securities such as stocks and bonds that

The term “mid-cap” applies to businesses that are mid-sized. Mid-cap companies are those, that are the 100 to 250th largest and

It refers to the fees that mutual fund firms charge to manage your portfolios. Fees for portfolio managers, marketing, and

Exit Load is a fee or tax that is levied on money withdrawn from mutual funds. It is normally only

Each mutual fund is measured against a benchmark index. A fund manager does not actively manage the index. As a result,

Gilt funds are a form of debt fund or a subcategory of it. They only invest in bonds and other

It refers to moving from a mutual fund’s standard plan (where commissions are paid) to a mutual fund’s direct plan

Overnight funds are funds that invest in securities that settle overnight. Overnight securities are the safest type of mutual funds

Dividends are paid to shareholders when a corporation distributes income to its shareholders. This is generally in the form of

Market capitalization is sometimes abbreviated as m-cap. It refers to the combined value of all of the company’s shares in

A non-performing asset (NPA) is a loan on which no principal or interest payments have been received in over 90

Real returns are those earned by an investment that are effective in nature, i.e., in terms of purchasing power. Consider

Something whose value depreciates over time is referred to as a depreciating asset. The cost of a car normally decreases

In the financial world, the word “exposure” refers to the amount of money you have invested in a particular asset.You