Fundamentals of Insurance (2026): Free Access for Dhan Users

Fundamentals of Insurance by Kunal Shah is free when you open a Dhan account through our link — you get one PRO month free with all 88 Upsurge courses included, or continue PRO at Rs 199/month. Skip buying it standalone and learn insurance basics alongside every other investing and trading course in one membership.

How to learn insurance basics free

  1. Open a Dhan account using our referral link.
  2. Activate your free PRO month from the invite.
  3. Search “Fundamentals of Insurance” in the PRO course library and start learning how term, health and life cover actually work.

Fundamentals of Insurance: price and how buying works

Never buy this course standalone — a single-course purchase only unlocks one course. PRO gives you this course plus all 88 Upsurge courses for one free month via Dhan, then Rs 199/month if you continue.

What Fundamentals of Insurance covers

As the title suggests, the course teaches insurance fundamentals — the types of cover, how premiums and claims work, and how much protection a family needs — taught by Kunal Shah.

Who should take it

Young earners buying their first term or health plan, and anyone sold a policy they never fully understood.

How to access free with Dhan

  1. Open your Dhan account with this invite link.
  2. Complete KYC and activate the free PRO month.
  3. Start “Fundamentals of Insurance” free inside PRO.

Related guides

FAQs

Is Fundamentals of Insurance by Kunal Shah free?

Yes — it is free inside Upsurge PRO, and you get one PRO month free by opening a Dhan account through our invite link.

Is insurance an investment?

No — insurance is protection, not wealth creation; the course explains which covers you need and why mixing insurance with investing usually disappoints.

How much term cover do I need?

The course walks through the thinking behind adequate cover; a common starting rule is 10–15x annual income, adjusted for loans and dependents.

What do I get besides this course with Dhan PRO?

You get all 88 Upsurge courses for the free month, and you can continue the full library at Rs 199/month.

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